Terms of use

Who we are

CoHabit is a trading name of Kalvis Berzins, trading as N84 Labs, Level One, Basecamp Liverpool, 49 Jamaica Street, Liverpool, L1 0AH. You can reach us at hello@wecohabit.com. We're registered with the Information Commissioner's Office, numberZC256647.

These terms apply when you use wecohabit.com. By using the site, you agree to them.

What CoHabit is

CoHabit helps unmarried couples in England and Wales agree how the money works before buying a home together. The conversation is free, takes about 10 minutes, and is done side by side.

CoHabit is not a law firm, and nothing on the site is legal advice. It's general information to help you both have the conversation. The law can apply differently depending on your circumstances, so for advice on your own situation, speak to a solicitor or use free help such as Advicenow or Citizens Advice.

The written agreement isn't available yet

We're making sure the written agreement is right before we charge anyone for it. Until then:

• If you press the button showing the price (£49), you'll see a page telling you it isn't ready yet.
• You won't be charged anything, and we won't ask for card or bank details.
• Nothing you do on the site now commits you to buying anything later.

Before we sell the written agreement, we'll publish full terms for buying it, and we'll update this page.

If you leave your email

• We'll use it to email you once, when the written agreement launches.
• That email will say what the price is. We don't keep a price back for anyone.
• After we've sent it, we delete your address, unless you ticked the box for occasional guide updates (you can unsubscribe any time). You don't have to buy anything.
• You can ask us to remove your email at any time by writing to hello@wecohabit.com.

Our privacy page explains how we handle your email and everything else.

Using the conversation and tools

• Your answers are yours. They're saved only on your device, and we never see them.
• Because we never have your answers, we can't recover them if they're cleared or lost.
• A family money summary is a note for you and your family. It isn't a lender's gifted deposit form or a loan agreement.
• The handout on our For professionals page is free to print and share. We pay no referral fees and take none.
• Please use the site for your own household, and don't try to disrupt it or misuse it.

Accuracy

We work hard to keep the information on CoHabit accurate and up to date, and we link to the sources we use. But it's general information and can't cover every situation, and the law can change. Nothing in these terms affects your legal rights as a consumer.

Changes and the law that applies

We may update these terms, for example when the written agreement launches. We'll change the date at the top when we do. These terms are governed by the law of England and Wales.

Questions: hello@wecohabit.com.