Privacy
Last updated 3 October 2026
The short version
- Your answers to the conversation stay on your device. They are never sent to us, so we never see them.
- No cookies, no ads, no tracking you from site to site.
- If you leave your email for the launch, we use it once to tell you, then delete it. Only if you also tick the box for guide updates do we keep it, until you unsubscribe.
- We never sell your data or share it for marketing.
This page explains what information CoHabit handles, why, and what you can do about it. It covers the website at wecohabit.com, the free conversation, the "email me at launch" list and optional guide updates. We've tried to write it so you can read it in a few minutes.
Who we are
CoHabit is a trading name. The business behind it is Kalvis Berzins, trading as N84 Labs. For the purposes of UK data protection law, Kalvis Berzins (trading as N84 Labs) is the "controller" of the personal information described here, which means we decide how it is used and we are responsible for looking after it.
- Address: Level One, Basecamp Liverpool, 49 Jamaica Street, Liverpool, L1 0AH
- Email: hello@wecohabit.com
- Registered with the Information Commissioner's Office (ICO), registration numberZC256647. You can check it on the ICO register.
Any question about this page or your information goes to the same email address.
Your answers stay on your device
When you do the conversation, your answers are saved in your browser's own storage on the phone or computer you're using, so you can pause and come back. They are not sent to us or to anyone else. Our analytics never include them (see below).
That has a few consequences worth knowing:
- We can't see your answers, so we can't read, share or lose them.
- We also can't recover them for you. If you clear your browser's data or change device, they're gone.
- Anyone who uses the same browser on the same device could see them. If you share a device, clear your answers when you've finished, either with the option in the conversation to start again or by clearing this site's data in your browser settings.
What we collect, why, and for how long
Data protection law asks us to say which "lawful basis" we rely on for each use. Here it is for everything we handle.
| What | Why | Lawful basis | How long we keep it |
|---|---|---|---|
| Your email address and the date you left it, if you ask to be told when something launches. With it we store which product you asked about (for example the written agreement, or the version for couples where one of you already owns), the price you were shown (if any), the page you signed up from (the page address only), which version of the sign-up wording you agreed to, and a random code for your own unsubscribe link. Never your conversation answers, your name or your IP address | To send you one email when the product you chose launches, and to keep a record of what you agreed to | Consent. You choose to give it, and you can take it back at any time | Until we've sent the launch email, then deleted within 30 days, and in any case within 12 months, unless you also ticked the box for guide updates (next row). If you ask us to remove it sooner, we delete it straight away |
| The same sign-up, if you also tick "Also send me occasional guide updates", with the date you ticked it and which version of that wording you saw. If you tick it later with the same email address, we add it to your existing sign-up | To send you occasional guide updates, only if you tick the box. The box starts unticked, and you can sign up for the launch email without it | Consent. You can withdraw it at any time with the unsubscribe link in every guide update, or by emailing us | Until you unsubscribe. We don't delete it after the launch email. When you unsubscribe, we delete your whole sign-up, including your request for the launch email |
| Usage events: which page you viewed, which step of the conversation you reached (the step number, never the answer), which buttons you pressed, rough country, device type, the site or campaign link that sent you, the firm tag on a broker's or conveyancer's link to our 60-second check (see below), a random visit number (see below), and rounded timings | To see which pages help, and where people get stuck, so we can improve the site | We don't think these can identify you. In case any of it counts as personal information, we rely on legitimate interests: running and improving the site, in a way that has very little effect on your privacy | Individual events up to 3 months. After that we keep only daily totals, which are just counts |
| Technical information any website receives, such as your IP address and browser type | To deliver pages to you and protect the site from attacks and abuse | Legitimate interests: keeping the site working and secure | Handled by our hosting provider, Cloudflare, under its data processing terms. We don't store IP addresses in our analytics |
| Anything you send us by email, such as your name, email address and message | To reply to you | Legitimate interests: answering the people who contact us | As long as we need to deal with your message, then deleted |
The 60-second check, the family money check and our calculators work in your browser. Nothing you choose or type in them is sent to us, and nothing is saved, with one exception: if you go from the 60-second check to the conversation, the answers that match are copied into the conversation's storage on your device, so you don't have to give them twice. If you copy or print your family money summary, it goes to your own clipboard or printer, not to us.
You don't have to give us any personal information to use the conversation. Leaving your email is optional and there's no law or contract that requires it. We don't make any automated decisions about you. The result at the end of the conversation is worked out on your device, from your own answers.
More about our analytics
We count visits using Cloudflare's analytics, without cookies. To link the steps of a single visit together, the page creates a random number that lives only in the open page. It isn't saved on your device and disappears when you close the tab, so it can't follow you from one visit to the next. We don't fingerprint devices, and we never send your answers, your name, anything you type, or full web addresses with their extra parameters.
Mortgage brokers and conveyancers can share a link to our 60-second check that ends in a short tag naming their firm, for example wecohabit.com/check/?ref=their-firm. If you open the check from one of those links, we record the tag with that one page view, as part of the usage events above. It isn't saved on your device or sent with anything else you do on the site, and it names the firm, not you. It lets us count how many visits each firm's link brings. We don't tell the firm anything about you, and we pay no referral fees and take none.
Cookies and similar technologies
We don't use cookies.
The law on cookies (the Privacy and Electronic Communications Regulations, or PECR) also covers other ways of storing information on your device. By default we store one thing: your conversation answers, in your browser's storage, so the conversation can remember where you are. You ask for that when you start the conversation, and it can't work without it, so it falls under the "strictly necessary" exception and we don't need to ask for separate consent. It never leaves your device. That includes any answers you bring over from the 60-second check.
Only if you choose "Add to home screen" do we also store a copy of the site's own public files (pages, code, fonts and icons). It holds nothing about you. Your browser keeps it so the conversation and your result still open without a signal, and it is cleared when you clear your browser's site data. If you never choose that button, we don't store it.
Our analytics store nothing on your device.
Who else handles your information
We use a small number of service providers, called "processors", who act only on our instructions:
- Cloudflare, Inc. hosts the website, protects it from attacks, runs our cookieless analytics, and stores the launch email list in its database service.
- Cloudflare (Email Routing) receives emails you send to hello@wecohabit.com and forwards them to our Gmail inbox, where we read and answer them.
We use Google LLC's Gmail for our email. It holds the emails you send us and our replies. We also send the launch email, and guide updates if you asked for them, from Gmail, so your email address passes through Google when we do. Google's own privacy policy applies to how Google handles that mail.
We don't sell your information, we don't share it with advertisers, and we don't show ads. We would only pass information to someone else if the law required us to.
Transfers outside the UK
Cloudflare is a US company with data centres around the world, so information it handles for us may be processed outside the UK. Cloudflare's data processing terms cover these transfers using the UK-US extension to the EU-US Data Privacy Framework (sometimes called the UK-US "data bridge") and the ICO's International Data Transfer Addendum to the standard contractual clauses.
Google LLC, which runs Gmail, is also a US company, so emails you send us, our replies and the emails we send to the list may be processed in the US. Google says it complies with the UK-US data bridge (the UK Extension to the EU-US Data Privacy Framework), which UK law recognises as giving adequate protection to US organisations certified under it, and that it uses standard contractual clauses where a transfer isn't covered by an adequacy decision.
Email us if you'd like more detail.
Your rights
You have the right to:
- ask for a copy of the personal information we hold about you
- ask us to correct it if it's wrong
- ask us to delete it
- ask us to limit how we use it
- object to us using it on the basis of legitimate interests
- ask for information you gave us in a format you can take elsewhere
- withdraw your consent at any time, for example to being on the launch email list or getting guide updates
- object to direct marketing, such as guide updates, at any time; if you do, we stop
To use any of these, email hello@wecohabit.com. It's free, and we'll reply within one month. Taking yourself off our list is as easy as joining it. Every guide update has your own unsubscribe link. Opening it changes nothing on its own: it shows a page with one button, "Yes, unsubscribe me", and pressing it deletes your sign-up. You can also email us, or reply to any email we send you. Some rights depend on the lawful basis we rely on, and we'll explain if one doesn't apply.
We can't give you a copy of your conversation answers because we never have them. They're only on your device.
Complaints
If you're unhappy with how we've handled your information, please tell us first at hello@wecohabit.com. We'll acknowledge your complaint within 30 days, look into it, and tell you what we found.
You can also complain to the Information Commissioner's Office, the UK regulator for data protection. The ICO usually asks people to raise the concern with the organisation first.
- Online: ico.org.uk/make-a-complaint
- Phone: 0303 123 1113
Changes to this page
If we change how we handle information, we'll update this page and the date at the top. When the written agreement launches and we start taking payments, we'll add a section explaining what that involves before any payment is taken.
See also how we make money and our terms.