For professionals

A one-page handout for clients who are buying together.

CoHabit

Buying with a partner? 5 questions to settle first

Not married? In England and Wales the law won't settle these for you the way you might expect. Talk them through before you make an offer.

  1. Who's putting in what, and should any extra come back to them first?
  2. Is family money a gift or a loan, and who is it for?
  3. Joint tenants or tenants in common?
  4. How will you split the mortgage and bills, and does paying more change anything?
  5. If you split up, who can stay, and what do they pay the other?

And one more: do you both have a will?

General information, not legal advice. CoHabit isn't a law firm and isn't regulated by the SRA.

For mortgage brokers and conveyancers

Print this page or send the link to clients who are buying together. It's free to use and share.

CoHabit pays no referral fees and takes none. Your link carries your firm's name only so we can see which firms find it useful; it carries nothing about your clients.

Letters, numbers and dashes, for example smith-mortgages.

wecohabit.com/check