How your agreement counts

Built to be fair to both: it also sets out what the partner who put in less gets. Signed by you both, courts can take it into account. Steps 3 and 4 make it stronger.

  1. Decide together

    The free 10-minute conversation. Clear decisions, not just wishes.

  2. Sign it, with a witness

    A written agreement between you both. Courts can take it into account, so what you meant is on record.

    The core step

  3. Give the note to your conveyancer

    Buying? They record your shares formally when you buy. The step that matters most for the house itself.

    Optional, recommended

  4. Add a solicitor check

    Independent advice and a review of your wording. Harder to challenge later.

    Optional

What it isn't

It isn't a deed, a declaration of trust or a will, and it doesn't change who owns the home. It's a written agreement between you about the money. Your conveyancer records how you own the home when you buy.

General information for England and Wales, not legal advice.

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